Last updated: 24 October 2026
This Disclaimer applies to www.lifehampers.com, its free tools, guides, templates and blog articles, and the information we share about our services. It should be read together with our Terms and Conditions and Privacy Policy. By using this website you accept this Disclaimer.
1. General information only
The content on this website is provided for general information and education. We work to keep it accurate and up to date, but laws, regulations, government fees, deadlines and procedures in Nigeria change often, sometimes without public notice. Information may be incomplete or out of date by the time you read it. Always check the date on a page or article and confirm important details before you act on them.
2. Not legal, tax, accounting or financial advice
Nothing on this website is legal, tax, accounting, investment or other professional advice, and reading it does not create a client relationship with us. Advice specific to your business is only given in a paid engagement or written consultation. For decisions with legal or financial consequences, speak with a qualified lawyer, chartered accountant, tax practitioner or financial adviser.
3. We are not a government agency
Lifehampers Global Consults is an independent, private business consultancy. We are not a government agency, and we are not affiliated with, endorsed by or acting on behalf of the Corporate Affairs Commission (CAC), the Nigeria Revenue Service (NRS), state internal revenue services, NAFDAC, the Standards Organisation of Nigeria, the Nigerian Communications Commission, NIMC, NIBSS, the Central Bank of Nigeria, the Nigeria Data Protection Commission or any other regulator mentioned on this website, unless we clearly state otherwise.
Where we help you register, file or apply with an agency, the agency alone decides whether to approve, how long it takes and what official fees apply. We cannot guarantee any outcome, approval, certificate or timeline. Official fees quoted on this website are a guide and are charged by the agency, separately from our professional fees, unless your quote says otherwise.
4. Free tools and calculators
Our free tools, including tax, payroll, loan and pricing calculators, readiness checkers, generators, PDF and image tools, are provided free of charge and “as is”. Calculator results are estimates for planning, based on the rules and rates we understand to apply at the time the tool was last updated. They may not reflect your circumstances, recent changes in the law or how an agency will assess you. Check results with a qualified professional or the relevant authority before you file, pay, sign or publish anything.
Unless a tool says otherwise, it runs in your browser and we do not store what you enter. You are responsible for the files and information you process, and for having the right to edit, sign or share any document you use with our tools. Using our tools to alter official documents, certificates, receipts or identity records in order to mislead anyone is illegal and is not permitted.
5. AI-generated content
Some tools and features use artificial intelligence to suggest names, slogans, product descriptions, posts, messages and documents. AI output can be inaccurate, incomplete, out of date or similar to existing material. Review and edit it before you use it. Business names and slogans are not checked for availability with the CAC or against the trademark register, so search both before you adopt one. You are responsible for any content you publish or send.
6. Identity information
We do not look up, sell or provide access to anyone’s Bank Verification Number (BVN), National Identification Number (NIN) or other identity records. Our free BVN and NIN guide only explains how people can retrieve their own numbers through official channels. Business identity verification that we set up is carried out by licensed third-party providers, under the client’s own provider account, and only with the consent of the person being verified.
7. Results, testimonials and figures
Testimonials and case studies describe the experience of individual clients. They are not a promise that you will get the same result. Outcomes from digital marketing, search engine optimisation, AI visibility, advertising, websites, software and messaging depend on many factors outside our control, including search engines, AI platforms, competitors, your market and how you use what we deliver. We do not guarantee rankings, traffic, leads, sales, mentions by AI assistants or any financial result.
8. Messaging and marketing services
If you use our Bulk SMS, voice broadcast, WhatsApp, email or lead tools, you are responsible for having a lawful basis and, where required, consent to contact each recipient, for honouring opt-out and Do-Not-Disturb requests, and for complying with the Nigeria Data Protection Act 2023, the rules of the Nigerian Communications Commission and the policies of the networks and platforms involved. Message delivery depends on mobile networks and third-party providers, and sender ID approval is decided by them. Business contact details shown in our lead tools come from publicly available sources and may be inaccurate or out of date.
9. Third-party names, trademarks and services
Names, logos and trademarks of third parties that appear on this website, including Google, ChatGPT, Meta, WhatsApp, Facebook, Instagram, Shopify, Paystack, HubSpot and government agencies, belong to their owners. We use them only to describe the services we work with. Their use does not mean that we are affiliated with, sponsored by or endorsed by those owners, unless we clearly say so. Client names, logos and screenshots in our portfolio relate to work we carried out and remain the property of their owners.
Some of our services rely on third-party platforms such as payment processors, SMS gateways, messaging platforms, hosting providers and verification providers. Their availability, pricing and policies are set by them and may change.
10. External links
We link to government portals and other websites for your convenience. We do not control those websites and are not responsible for their content, availability, security or privacy practices.
11. Limitation of liability
To the fullest extent permitted by Nigerian law, Lifehampers Global Consults is not liable for any loss or damage arising from your reliance on information on this website or from your use of our free tools, including loss of profit, penalties, fines, data or business opportunity. Our liability for paid services is set out in section 13 of our Terms and Conditions. Nothing in this Disclaimer limits liability that cannot be limited under the law.
12. Corrections and changes
If you notice an error or out-of-date information on this website, please tell us at info@lifehampers.com and we will review it. We may update this Disclaimer at any time. The “last updated” date at the top shows when it last changed.
13. Contact us
Questions about this Disclaimer? Email info@lifehampers.com, call or WhatsApp +234 807 221 2214, or visit us at 9, Suite 4c Progressive Road, Apata, Ibadan, Oyo State.