Microfinance Bank Website and Digital Lending Software in Nigeria
Lifehampers builds websites, online account opening and loan application portals for microfinance banks, finance companies and licensed lenders in Nigeria, connected to your core banking provider through licensed partners. Bank websites start from ₦400,000. See packages and prices.
Digital Channels Built Around Your Core Banking
Customers expect to open an account or apply for a loan from their phone. Microfinance banks and licensed lenders need digital channels that are secure, easy to use and connected to the core banking system they already run.
We build the customer-facing website, onboarding and loan portals, and work with licensed core banking and identity-verification partners for the regulated parts of the system.
- Website with products, rates and branch locator
- Online account opening with BVN or NIN checks through licensed providers
- Loan applications with document upload and status tracking
- Integration with your core banking system through its API
- Repayments through Paystack or direct debit providers
- Customer support by WhatsApp and live chat
- Dashboard for loan officers
Faster Onboarding
Customers start account opening and loan applications online, from anywhere.
Less Paperwork
Documents and KYC details are collected digitally and passed to your team.
Connected Systems
Applications and repayments flow into your core banking system.
Who It Is For
Microfinance banks, finance companies, licensed money lenders, and cooperatives moving into regulated lending.
Regulation and Security
You remain the licensed institution. We build to your compliance team's requirements, use licensed partners for identity checks and payments, and protect customer data under the Nigeria Data Protection Act.
What everyone in your institution gets
Customers
- See products, rates and branches
- Start account opening online
- Apply for a loan and upload documents
- Track their application and repayments
Loan officers
- Complete applications in one queue
- Customer documents and KYC in one place
- Approval steps with clear records
- Repayment reminders sent automatically
Compliance and risk
- Consent captured at each step
- Audit trail for every action
- Identity checks through licensed providers
- Reports for internal review
Management
- Applications, approvals and disbursements by branch
- Performance by channel: web, WhatsApp and agents
- Overdue loans at a glance
- Customer growth over time
Before and after
Customers must visit a branch to open an account or apply for a loan.
Customers start online and visit only when needed.
Loan forms arrive incomplete and are typed again into the system.
Applications arrive complete and flow into your core banking system.
Customers call to ask about their application.
Customers track their application status online.
Repayment reminders are sent by hand.
Reminders go out automatically before each due date.
Be our featured institution client
We are selecting two microfinance banks and lenders for a pilot project at a reduced price, in exchange for permission to publish the results as a case study. Ask about it when you request your quote.
Institution packages and prices
Starting prices in naira. The final price depends on your size and features, and you get a fixed quote after a free demo.
Bank Website
₦400,000 – ₦800,000
A secure, trusted website for your products and branches.
- Products, rates and eligibility pages
- Branch and agent locator
- Enquiry forms and WhatsApp support
- Security hardening and SSL
- Mobile-friendly and set up for Google search
- Content approved by your compliance team
Website + Onboarding & Loan Portal
₦1,500,000 – ₦3,500,000
Customers open accounts and apply for loans online.
- Everything in Bank Website
- Online account opening forms
- BVN or NIN checks through licensed providers
- Loan applications with document upload
- Application status tracking for customers
- Loan officer dashboard
- Consent and audit logs
Digital Lending Platform
From ₦3,500,000
Full digital lending connected to your core banking.
- Everything in Website + Onboarding & Loan Portal
- Integration with your core banking system
- Eligibility rules set by your credit team
- Repayments by card, transfer or direct debit
- Automatic repayment reminders
- Customer web app
- Management and branch reports
Hosting, security, updates and support: ₦60,000 – ₦150,000 a month, or pay yearly. Paystack, domain and SMS fees are paid directly to those providers.
Which package is right for you?
| Bank Website | Website + Onboarding & Loan Portal | Digital Lending Platform | |
|---|---|---|---|
| Best for | Institutions that need a modern, trusted website | Institutions ready for online account opening and loan applications | Institutions building full digital lending connected to core banking |
| Ready in | 3 to 4 weeks | 8 to 12 weeks | 12 to 20 weeks |
| Starts from | ₦400,000 | ₦1,500,000 | ₦3,500,000 |
How we deliver
- Free 30-minute call and demo
- Review of your products, core banking and compliance requirements, then a fixed-price proposal
- Integration plan with your core banking and verification partners
- Build, then testing with your operations and compliance teams
- Launch, training and support
What we need from you
- Your licence details and a compliance contact
- Products, rates and eligibility rules
- Your core banking provider and API access
- Accounts with identity-verification and payment providers (we help you set them up)
- Logo, brand guide and branch details
Get a fixed quote
Tell us about your institution. We reply within one working day, usually on WhatsApp, and can show you a demo.
- No obligation
- Fixed price before work starts
- Pay in stages
Questions people often ask
Straight answers to the questions we hear most often.
Do you provide core banking software?
We work with your existing core banking provider, or introduce a licensed partner if you are choosing one. We build the website, portals and integrations around it.
Can customers verify their BVN or NIN online?
Yes, through licensed identity-verification providers, with the customer's consent captured during onboarding.
Do you need our licence before you start?
Yes. We only build lending and account-opening channels for institutions that hold the appropriate licence, and your compliance team approves each flow before launch.
How much does a microfinance bank website or loan portal cost in Nigeria?
With Lifehampers, a microfinance bank website starts from ₦400,000. A website with online account opening and a loan portal starts from ₦1,500,000, and a full digital lending platform connected to your core banking starts from ₦3,500,000. Hosting and support cost ₦60,000 – ₦150,000 a month. You get a fixed quote after a free demo.
How long does it take to launch online account opening and loans?
A bank website is usually ready in 3 to 4 weeks, onboarding and loan portals in 8 to 12 weeks, and a full digital lending platform in 12 to 20 weeks. Testing and approval by your compliance team are part of every timeline.
Who owns the website and the data?
You do. The domain is registered in your organisation's name, and you can request a full export of your records at any time.
Can we see a demo before we pay?
Yes. We show you a working demo online or at your office, then give you a fixed quote. Work starts after a deposit, and you pay the balance in stages as each part is delivered.
Ready to Go Digital?
Get a fixed quote and a free demo for your institution. Bank websites start from ₦400,000, and we work with licensed institutions across Nigeria.